Change the way
you money
Spend, send, save, and invest, on one modern platform built for speed, safety, and everyday wins.
Change the way
Join 2+ million customers in the UK
#1 Rated
Finance App 2024
Voted best-in-class for simplicity, speed, and support.
4.8 Rating
App Store
Hundreds of thousands of 5-star reviews from happy customers.
FCA Regulated
UK Protected
We follow strict UK standards to safeguard your account and data.
FSCS Protected
Up to £85,000
Eligible deposits protected up to £85k under FSCS guidelines.
Work from anywhere,
stay in sync
Your salary, reimagined
- Get paid early and sort your bills automatically.
- Keep everyday spending and savings in one streamlined view.
- Let smart automations move money where it matters.
Elevate your spend
- Earn points on every purchase and redeem for cashback or experiences.
- Switch between physical and virtual cards in seconds.
- Instant controls: freeze, set limits, and manage spend securely.
Physical cardsVirtual cards
Start earningLife, meet savings
- Earn up to 4.00% AER (variable), paid daily.
- Auto-allocate to multiple goals and watch them grow.
- Stay flexible: move money instantly when you need it.
AER means Annual Equivalent Rate. Rates are variable and depend on your plan.
HolidayEmergency fundNew car
Explore Savings
Your money's safe space
- Proactive fraud monitoring with instant alerts and controls.
- Freeze/unfreeze in one tap; set spend limits on the fly.
- Bank-grade encryption and continuous safety checks.
Invest with confidence
- Access 2,500+ stocks and ETFs with flexible order sizes.
- Build portfolios with £1+ and automate regular buys.
- Insights and alerts to keep you on track.
Capital at risk. Other fees may apply.
StocksETFsCommodities
Try it out
Choose your plan
From free to premium. Find what works for you.
Standard
Free
The basics to get started with smarter banking
Best for: Everyday essentials
Learn more
Plus
£3.99/mo
Smart spending tools and priority support
Best for: Power users on a budget
Learn more
Premium
Recommended£7.99/mo
Elevated everyday banking with travel perks
Best for: Frequent travelers
Learn more
Metal
£14.99/mo
Premium metal card with exclusive benefits
Best for: Status and premium rewards
Learn more
Ultra
£55/mo (intro offer)
Best-in-class perks: lounge access, global data, partner subscriptions, and elevated protection
Best for: All-inclusive perks
Learn more